<figure class="table" style="width:82.78%;"><table class="ck-table-resized" style="border-color:hsl(0, 0%, 60%);border-style:double;"><colgroup><col style="width:34.16%;"><col style="width:65.84%;"></colgroup><tbody><tr><td style="background-color:#012994;border-style:double;"><h4><span style="color:hsl(0,0%,100%);"><strong>Tipe transaksi</strong></span></h4></td><td style="background-color:#012994;border-style:double;"><h4><span style="color:hsl(0,0%,100%);"><strong>Biaya</strong></span></h4></td></tr><tr><td style="border-style:double;height:27.0pt;width:186pt;">Pembukaan rekening</td><td style="border-style:double;height:27.0pt;width:120pt;">Gratis</td></tr><tr><td style="border-style:double;height:27.65pt;width:186pt;">Administrasi bulanan</td><td style="border-style:double;height:27.0pt;width:120pt;">Gratis</td></tr><tr><td style="border-style:double;height:26.5pt;width:186pt;">Dana awal saat pembukaan rekening</td><td style="border-style:double;height:27.0pt;width:120pt;">Gratis</td></tr><tr><td style="border-style:double;">Biaya akun dormant</td><td style="border-style:double;">Gratis</td></tr><tr><td style="background-color:#012994;border-style:double;height:14.5pt;width:306pt;" colspan="2"><h4><span style="color:hsl(0,0%,100%);"><strong>Deposito/Busposito</strong></span></h4></td></tr><tr><td style="border-style:double;">Penarikan awal Deposito Reguler&nbsp;</td><td style="border-style:double;">Gratis (pokok deposito dikembalikan dan bunga tidak dibayarkan)</td></tr><tr><td style="border-style:double;height:33.0pt;width:186pt;">Penarikan awal Busposito</td><td style="border-style:double;">0,35%</td></tr><tr><td style="background-color:#012994;border-style:double;" colspan="2"><h4><span style="color:hsl(0,0%,100%);"><strong>Kirim uang dari aplikasi Bank Saqu</strong></span></h4></td></tr><tr><td style="border-style:double;">Ke sesama Bank Saqu</td><td style="border-style:double;">Gratis</td></tr><tr><td style="border-style:double;">Ke rekening Bank lain (BI-FAST)</td><td style="border-style:double;">Gratis</td></tr><tr><td style="border-style:double;">Ke rekening Bank lain (RTOL)</td><td style="border-style:double;">Rp6.500</td></tr><tr><td style="background-color:#012994;border-style:double;height:14.5pt;width:306pt;" colspan="2"><h4><span style="color:hsl(0,0%,100%);"><strong>&nbsp;Bayar tagihan dari aplikasi Bank Saqu</strong></span></h4></td></tr><tr><td style="border-style:double;height:24.0pt;width:186pt;">Pulsa/Data</td><td style="border-style:double;height:24.0pt;width:120pt;">Rp1.500</td></tr><tr><td style="border-style:double;height:25.0pt;width:186pt;">PLN</td><td style="border-style:double;height:25.0pt;width:120pt;">Sesuai kebijakan mitra</td></tr><tr><td style="border-style:double;height:41.15pt;width:186pt;">PAM</td><td style="border-style:double;">Sesuai kebijakan mitra</td></tr><tr><td style="border-style:double;height:25.0pt;width:186pt;">e-Wallet (OVO)</td><td style="border-style:double;height:25.0pt;vertical-align:top;width:120pt;">Rp1.500<br><br><i>*efektif 20 Maret 2025</i></td></tr><tr><td style="border-style:double;">e-Wallet (GoPay)</td><td style="border-style:double;">Rp2,000<br><br><i>*efektif 20 Maret 2025</i></td></tr><tr><td style="border-style:double;">e-Wallet (ShopeePay)</td><td style="border-style:double;">Rp1.500<br><br><i>*efektif 20 Maret 2025</i></td></tr><tr><td style="border-style:double;">e-Wallet (DANA)</td><td style="border-style:double;">Rp1.500<br><br><i>*efektif 20 Maret 2025</i></td></tr><tr><td style="border-style:double;">e-Wallet (AstraPay)</td><td style="border-style:double;">Gratis</td></tr><tr><td style="border-style:double;">Angsuran (TAF)</td><td style="border-style:double;">Rp2.500</td></tr><tr><td style="background-color:#012994;border-style:double;" colspan="2"><h4><span style="color:hsl(0,0%,100%);"><strong>&nbsp;Kartu Debit Bank Saqu</strong></span></h4></td></tr><tr><td style="border-style:double;">Pembuatan kartu pertama</td><td style="border-style:double;"><p style="text-align:justify;">Kalau dana rata-rata kamu di bulan sebelumya ≥ Rp500.000: Gratis</p><p style="text-align:justify;">Kalau dana rata-rata kamu di bulan sebelumnya &lt; Rp500.000: Rp50.000</p></td></tr><tr><td style="border-style:double;">Penggantian kartu</td><td style="border-style:double;">Rp50.000</td></tr><tr><td style="border-style:double;">Cek saldo di ATM mana pun</td><td style="border-style:double;">Rp4.000</td></tr><tr><td style="border-style:double;">Tarik tunai di ATM mana pun</td><td style="border-style:double;"><p>Kalau dana rata-rata kamu di bulan sebelumya ≥ Rp500.000: Gratis 5 kali/bulan</p><p>Kalau dana rata-rata kamu di bulan sebelumnya &lt; Rp500.000: Gratis 1 kali/bulan</p><p><i>*efektif 11 Agustus 2025</i></p><p>Setelah kuota habis: Rp7.500</p></td></tr><tr><td style="border-style:double;">Transfer lewat ATM mana pun</td><td style="border-style:double;">Rp6.500</td></tr><tr><td style="border-style:double;">Sanggah transaksi&nbsp;</td><td style="border-style:double;">Gratis<br><br>Untuk transaksi yang sama, sanggahan kedua dan seterusnya akan dikenakan biaya mulai dari Rp100.000</td></tr><tr><td style="background-color:#012994;border-style:double;" colspan="2"><h4><span style="color:hsl(0,0%,100%);"><strong>Saku Kredit</strong></span></h4></td></tr><tr><td style="border-style:double;">Biaya administrasi</td><td style="border-style:double;">Gratis</td></tr><tr><td style="border-style:double;">Suku bunga</td><td style="border-style:double;">1,99% flat per bulan</td></tr><tr><td style="border-style:double;">Biaya layanan (bayar nanti)</td><td style="border-style:double;">Rp15.000 (biaya layanan akan dibayarkan pada saat pembayaran tagihan setiap bulannya bila ada penggunaan)</td></tr><tr><td style="border-style:double;">Biaya denda keterlambatan (bayar cicil, pinjaman tunai dan ubah transaksi menjadi cicilan)</td><td style="border-style:double;">6% per bulan dari jumlah angsuran yang terlambat dibayar</td></tr><tr><td style="border-style:double;">Biaya denda keterlambatan (bayar nanti)</td><td style="border-style:double;">Rp1000 per hari maksimal 30 hari</td></tr><tr><td style="border-style:double;">Biaya e-materai (tagihan di atas Rp5.000.000)</td><td style="border-style:double;">Rp10.000</td></tr></tbody></table></figure>

BIAYA

<figure class="table" style="width:93.19%;"><table class="ck-table-resized" style="border-color:hsl(0, 0%, 60%);border-style:double;"><colgroup><col style="width:27.28%;"><col style="width:20.91%;"><col style="width:19.8%;"><col style="width:17.66%;"><col style="width:14.35%;"></colgroup><tbody><tr><td style="background-color:#012994;border-style:double;"><h4><span style="color:hsl(0,0%,100%);"><strong>Tipe rekening</strong></span></h4></td><td style="background-color:#012994;border-style:double;" colspan="4"><h4><span style="color:hsl(0,0%,100%);"><strong>Suku Bunga</strong></span></h4></td></tr><tr><td style="border-style:double;height:27.0pt;width:186pt;">Saku Utama</td><td style="border-style:double;height:27.0pt;width:120pt;" colspan="4">0,50% p.a.</td></tr><tr><td style="border-style:double;height:27.65pt;width:186pt;">Saku Nabung</td><td style="border-style:double;height:27.0pt;width:120pt;" colspan="4">3,50% p.a.</td></tr><tr><td style="border-style:double;height:26.5pt;width:186pt;">Saku Transaksi</td><td style="border-style:double;height:27.0pt;width:120pt;" colspan="4">0,50% p.a.</td></tr><tr><td style="border-style:double;">Saku Booster</td><td style="border-style:double;" colspan="4">10% p.a.</td></tr><tr><td style="border-style:double;" rowspan="4">Deposito Reguler</td><td style="border-style:double;height:37.5pt;width:65pt;"><strong>&lt; IDR 500 juta</strong></td><td style="border-style:double;height:37.5pt;width:63pt;"><strong>≥IDR 500 juta</strong></td><td style="border-style:double;height:37.5pt;width:48pt;"><strong>≥IDR 2 miliar</strong></td><td style="border-style:double;"><strong>Tenor&nbsp;</strong></td></tr><tr><td style="border-style:double;">4,25%</td><td style="border-style:double;">4,50%</td><td style="border-style:double;">5,00%</td><td style="border-style:double;">1-2 bulan</td></tr><tr><td style="border-style:double;">4,75%</td><td style="border-style:double;height:14.5pt;width:63pt;">5,75%</td><td style="border-style:double;">6,25%</td><td style="border-style:double;">3-5 bulan</td></tr><tr><td style="border-style:double;">5,25%</td><td style="border-style:double;">6,00%</td><td style="border-style:double;">6,50%</td><td style="border-style:double;">6-12 bulan</td></tr><tr><td style="border-style:double;">Busposito</td><td style="border-style:double;" colspan="4">Mengikuti ketentuan suku bunga yang berlaku.&nbsp;</td></tr></tbody></table></figure>

SUKU BUNGA

<p>&nbsp;</p><figure class="table" style="width:99.7%;"><table class="ck-table-resized" style="border-color:hsl(0, 0%, 60%);border-style:double;"><colgroup><col style="width:42.35%;"><col style="width:57.65%;"></colgroup><tbody><tr><td style="background-color:#012994;border-style:double;" colspan="2"><h4 style="text-align:justify;"><span style="color:hsl(0,0%,100%);"><strong>Kirim uang antar saku Bank Saqu</strong></span></h4></td></tr><tr><td style="border-style:double;height:14.5pt;width:124pt;">Limit Minimum/Transaksi</td><td style="border-style:double;height:14.5pt;width:139pt;">Rp1</td></tr><tr><td style="border-style:double;height:14.5pt;width:124pt;">Limit Maksimum/Transaksi</td><td style="border-style:double;height:14.5pt;width:139pt;">Tanpa batas</td></tr><tr><td style="border-style:double;height:14.5pt;width:124pt;">Limit Maksimum/Hari</td><td style="border-style:double;height:27.0pt;width:120pt;">Tanpa batas</td></tr><tr><td style="background-color:#012994;border-style:double;height:14.5pt;width:306pt;" colspan="2"><h4><span style="color:hsl(0,0%,100%);"><strong>Kirim uang antar Bank Saqu</strong></span></h4></td></tr><tr><td style="border-style:double;height:14.5pt;width:124pt;">Limit Minimum/Transaksi</td><td style="border-style:double;height:14.5pt;width:139pt;">Rp1</td></tr><tr><td style="border-style:double;height:14.5pt;width:124pt;">Limit Maksimum/Transaksi</td><td style="border-style:double;height:14.5pt;width:139pt;">Tanpa batas</td></tr><tr><td style="border-style:double;height:14.5pt;width:124pt;">Limit Maksimum/Hari</td><td style="border-style:double;height:27.0pt;width:120pt;">Tanpa batas</td></tr><tr><td style="background-color:#012994;border-style:double;height:14.5pt;width:306pt;" colspan="2"><h4 style="text-align:justify;"><span style="color:hsl(0,0%,100%);"><strong>Kirim uang ke bank lain dengan BI-FAST</strong></span></h4></td></tr><tr><td style="border-style:double;height:14.5pt;width:124pt;">Limit Minimum/Transaksi</td><td style="border-style:double;height:14.5pt;width:139pt;">Rp10.000</td></tr><tr><td style="border-style:double;height:14.5pt;width:124pt;">Limit Maksimum/Transaksi</td><td style="border-style:double;height:14.5pt;width:139pt;">Rp150.000.000</td></tr><tr><td style="border-style:double;height:14.5pt;width:124pt;">Limit Maksimum/Hari</td><td style="border-style:double;height:27.0pt;width:120pt;">Rp300.000.000</td></tr><tr><td style="background-color:#012994;" colspan="2"><h4><span style="color:hsl(0,0%,100%);"><strong>Kirim uang ke bank lain dengan RTOL</strong></span></h4></td></tr><tr><td style="border-style:double;height:14.5pt;width:124pt;">Limit Minimum/Transaksi</td><td style="border-style:double;height:14.5pt;width:139pt;">Rp10.000</td></tr><tr><td style="border-style:double;height:14.5pt;width:124pt;">Limit Maksimum/Transaksi</td><td style="border-style:double;height:14.5pt;width:139pt;">Rp50.000.000</td></tr><tr><td style="border-style:double;height:14.5pt;width:124pt;">Limit Maksimum/Hari</td><td style="border-style:double;height:27.0pt;width:120pt;">Rp300.000.000</td></tr><tr><td style="background-color:#012994;border-style:double;height:25.0pt;width:186pt;" colspan="2"><h4 style="text-align:justify;"><span style="color:hsl(0,0%,100%);"><strong>Transaksi QRIS</strong></span></h4></td></tr><tr><td style="border-style:double;">Limit Minimum/Transaksi</td><td style="border-style:double;">Rp1</td></tr><tr><td style="border-style:double;">Limit Maksimum/Transaksi</td><td style="border-style:double;">Rp10.000.000</td></tr><tr><td style="background-color:#012994;border-style:double;" colspan="2"><h4><span style="color:hsl(0,0%,100%);"><strong>Kartu Debit&nbsp;</strong></span></h4></td></tr><tr><td style="border-style:double;">Batas minimum tarik tunai di ATM</td><td style="border-style:double;">Rp50.000&nbsp;</td></tr><tr><td style="border-style:double;">Batas maksimum tarik tunai di ATM</td><td style="border-style:double;">Rp15.000.000</td></tr><tr><td style="border-style:double;">Batas per transaksi tarik tunai di ATM</td><td style="border-style:double;">Rp2.500.000</td></tr><tr><td style="border-style:double;">Batas per hari tarik tunai yang dapat diatur oleh Nasabah</td><td style="border-style:double;">Rp50.000 hingga Rp15.000.000</td></tr><tr><td style="border-style:double;">Batas minimum transaksi harian di EDC atau merchant</td><td style="border-style:double;">Rp1</td></tr><tr><td style="border-style:double;">Batas maksimum transaksi harian di EDC atau merchant</td><td style="border-style:double;">Rp50.000.000</td></tr><tr><td style="border-style:double;">Batas per transaksi harian di EDC atau merchant</td><td style="border-style:double;">Rp50.000.000</td></tr><tr><td style="border-style:double;">Batas per hari transaksi harian yang dapat diatur oleh Nasabah</td><td style="border-style:double;">Rp1 hingga Rp50.000.000</td></tr><tr><td style="border-style:double;">Batas minimum transfer dana melalui ATM</td><td style="border-style:double;">Rp10.000</td></tr><tr><td style="border-style:double;">Batas maksimum transfer dana melalui ATM</td><td style="border-style:double;">Rp50.000.000</td></tr><tr><td style="border-style:double;">Batas per transaksi transfer dana melalui ATM</td><td style="border-style:double;">Rp25.000.000</td></tr><tr><td style="border-style:double;">Batas per hari transfer dana yang dapat diatur oleh Nasabah</td><td style="border-style:double;">Rp10.000 hingga Rp50.000.000</td></tr><tr><td style="background-color:#012994;border-style:double;" colspan="2"><h4><span style="color:hsl(0, 0%, 100%);"><strong>Saku Kredit</strong></span></h4></td></tr><tr><td style="border-style:double;" colspan="2"><p style="text-align:center;"><strong>Pinjaman Tunai</strong></p></td></tr><tr><td style="border-style:double;">Minimal penarikan pinjaman/Transaksi</td><td style="border-style:double;">Rp100.000</td></tr><tr><td style="border-style:double;">Maksimal penarikan pinjaman/Transaksi</td><td style="border-style:double;">Sebesar limit kredit Nasabah yang tersedia</td></tr><tr><td style="border-style:double;" colspan="2"><p style="text-align:center;"><strong>Bayar Nanti</strong></p></td></tr><tr><td style="border-style:double;">Minimal penarikan pinjaman/Transaksi</td><td style="border-style:double;">Rp100.000</td></tr><tr><td style="border-style:double;">Maksimal penarikan pinjaman/Transaksi</td><td style="border-style:double;">Sebesar limit kredit Nasabah yang tersedia dengan batas hingga Rp500.000</td></tr><tr><td style="border-style:double;">Limit kredit Bayar Nanti yang dapat digunakan Nasabah</td><td style="border-style:double;">Rp500.000</td></tr><tr><td style="border-style:double;" colspan="2"><p style="text-align:center;"><strong>Bayar Cicil</strong></p></td></tr><tr><td style="border-style:double;">Minimal penarikan pinjaman/Transaksi</td><td style="border-style:double;">Rp100.000</td></tr><tr><td style="border-style:double;">Maksimal penarikan pinjaman/Transaksi</td><td style="border-style:double;">Sebesar limit kredit Nasabah yang tersedia</td></tr><tr><td style="border-style:double;" colspan="2"><p style="text-align:center;"><strong>Ubah Transaksi Jadi Cicilan&nbsp;</strong></p></td></tr><tr><td style="border-style:double;">Minimal jumlah transaksi yang dapat diubah menjadi cicilan/Transaksi</td><td style="border-style:double;">Rp250.000</td></tr></tbody></table></figure>

Tipe transaksi	Biaya
Pembukaan rekening	Gratis
Administrasi bulanan	Gratis
Dana awal saat pembukaan rekening	Gratis
Biaya akun dormant	Gratis
Deposito/Busposito
Penarikan awal Deposito Reguler	Gratis (pokok deposito dikembalikan dan bunga tidak dibayarkan)
Penarikan awal Busposito	0,35%
Kirim uang dari aplikasi Bank Saqu
Ke sesama Bank Saqu	Gratis
Ke rekening Bank lain (BI-FAST)	Gratis
Ke rekening Bank lain (RTOL)	Rp6.500
Bayar tagihan dari aplikasi Bank Saqu
Pulsa/Data	Rp1.500
PLN	Sesuai kebijakan mitra
PAM	Sesuai kebijakan mitra
e-Wallet (OVO)	Rp1.500 *efektif 20 Maret 2025
e-Wallet (GoPay)	Rp2,000 *efektif 20 Maret 2025
e-Wallet (ShopeePay)	Rp1.500 *efektif 20 Maret 2025
e-Wallet (DANA)	Rp1.500 *efektif 20 Maret 2025
e-Wallet (AstraPay)	Gratis
Angsuran (TAF)	Rp2.500
Kartu Debit Bank Saqu
Pembuatan kartu pertama	Kalau dana rata-rata kamu di bulan sebelumya ≥ Rp500.000: Gratis Kalau dana rata-rata kamu di bulan sebelumnya < Rp500.000: Rp50.000
Penggantian kartu	Rp50.000
Cek saldo di ATM mana pun	Rp4.000
Tarik tunai di ATM mana pun	Kalau dana rata-rata kamu di bulan sebelumya ≥ Rp500.000: Gratis 5 kali/bulan Kalau dana rata-rata kamu di bulan sebelumnya < Rp500.000: Gratis 1 kali/bulan *efektif 11 Agustus 2025 Setelah kuota habis: Rp7.500
Transfer lewat ATM mana pun	Rp6.500
Sanggah transaksi	Gratis Untuk transaksi yang sama, sanggahan kedua dan seterusnya akan dikenakan biaya mulai dari Rp100.000
Saku Kredit
Biaya administrasi	Gratis
Suku bunga	1,99% flat per bulan
Biaya layanan (bayar nanti)	Rp15.000 (biaya layanan akan dibayarkan pada saat pembayaran tagihan setiap bulannya bila ada penggunaan)
Biaya denda keterlambatan (bayar cicil, pinjaman tunai dan ubah transaksi menjadi cicilan)	6% per bulan dari jumlah angsuran yang terlambat dibayar
Biaya denda keterlambatan (bayar nanti)	Rp1000 per hari maksimal 30 hari
Biaya e-materai (tagihan di atas Rp5.000.000)	Rp10.000