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Terms and Condition

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Frequently Asked Questions

Create a Saku through the Home tab or the Saku tab, then tap Tambah Saku.

Tap ‘Tambah Saku’

Choose a Saku type that best suits your needs.

Choose a Saku type

You can also choose an icon that matches the purpose of your Saku.

Name your Saku

You’re all set!

How to create a Saku

Avoid overspending by setting aside money for different types of expenses. Managing your money becomes easier.

Stay on top of your spending

Saku Transaksi can be linked to debit cards and be used as a funding source for QR payments. You can create up to 20 Saku.

Seamless payments

Money transferred from other bank accounts can go straight into your chosen Saku because each Saku has its own account number.

Every Saku has a unique account number

Create multiple Saku Transaksi to

help you allocate your spending

A type of Saku that functions as a checking account and helps you separate your spending from your savings.

There are two ways to get to the Saku Transaksi page:<ol><li>Click "Saku" button in the navigation menu on the main page or Home page.</li><li>Click "Saku Transaksi" icon.</li></ol>Or<ol><li>Click "Tampilkan Lebih Banyak" icon on the main page or homepage</li><li>Select the Saku Transaksi you want to see.</li></ol>

How do I go to the Saku Transaksi detail page?

You can top-up or add money to your Saku Transaksi via another bank or Saku.How to add Saku Transaksi funds from other banks:<ol><li>Open Saku Transaksi</li><li>Click "Tambah Saldo" button</li><li>Click "Dari Luar Bank Saqu" button</li><li>Choose one from various transfer options, including ATMs, Internet banking, mobile banking, and SMS banking.</li><li>Choose Bank Jasa Jakarta</li><li>Enter your Saku account number</li><li>Enter the amount you want to transfer</li><li>Double-check the account number and the amount you want to transfer.</li></ol>&nbsp;How to add money from different Saku to the Saku Transaksi:<ol><li>Open Saku Utama</li><li>Click "Tambah Saldo" button</li><li>Click the "Dari Saku Kamu" button</li><li>Choose a Saku that is the source of funds</li><li>Enter the amount you want to transfer</li><li>Click the "Lanjut" button</li><li>You will be notified if the fund's transfer is successful.</li></ol>

How to top up or add money to the Saku Transaksi?

Yes, you can. Here's how to transfer funds from Saku Transaksi:<ol><li>Go to the Saku Transaksi for more detailed information</li><li>Click "Pindah Saldo"</li><li>Choose one of the Saku</li><li>Enter the amount you want to transfer</li><li>Click "Lanjut"</li><li>Once the transfer is successful, you will get a notification.</li></ol>

Can I transfer funds from the Saku Transaksi to another Saku?

Here are the steps for transaction to other banks from Saku Transaksi:<ol><li>Click "Kirim &amp; Bayar" on the main page by choosing Saku Transaksi as source of fund</li><li>Choose a transfer method:<ul><li>Proxy ID - enter the beneficiary's cellphone number or email registered with BI-FAST.</li><li>Account Number – select the beneficiary bank and enter the account number.</li><li>Mobile Number - select the beneficiary's phone number from the Phone Book feature.</li><li>Favorites - select a recipient from the favorites list that you have already registered.</li></ul></li><li>Enter the amount to be sent.</li><li>Add an optional message.</li><li>Choose the transaction category.</li><li>Add the recipient's contact to Favorites.</li><li>Verify security PIN.</li><li>Click "Selesai" after a successful transaction.</li></ol>

How to transfer funds to other banks from the Saku Transaksi?

The Saku Transaksi has an annual interest rate of 0.5% which is paid out every day.

Saku Transaksi

Create multiple Saku Transaksi to
help you allocate your spending