Saku is a digital saving account in Bank Saqu App. There are four unique Saku to help you manage your finances:<ol><li>Saku Utama; a Saku that is active after you have completed opening an account in Bank Saqu App.</li><li>Saku Booster; an automatically activated Saku beside Saku Utama. All prizes you collect from banking activities in Bank Saqu App will go to the Saku Booster.</li><li>Saku Nabung; an additional Saku to manage your saving. You can create multiple Saku Nabung to meet your different saving goals.</li><li>Saku Transaksi; an additional Saku that you may use to keep track of your spending and make quick transfers to and from the Bank Saqu App or between Saku.</li></ol>

What is a Saku, how many types of Saku, and what's the difference between each Saku?

When you open an account in Bank Saqu App, you'll automatically get two Saku - Saku Utama and Saku Booster. Later, you can create Saku Nabung and Saku Transaksi for up to 18 Saku.

How many Saku can I have?

To access "Saku Saya" page, simply click the "Saku" button in the navigation menu or hit the "Tampilkan Lebih Banyak" icon on the main page.

How do I access my Saku?

The interest amount, which has been mutually agreed with the Bank, will be disbursed after deducting the applicable taxes in accordance with the prevailing laws and regulation.For interest calculation, the number of days that will be used for calculation would follow the number of days between start and end dates, divided by 365 or 366 for leap year&nbsp;Example of Interest CalculationOn January 1, 2022, the customer opens a digital account in the Bank Saqu App with fund of Rp1,000,000.&nbsp;Calculation of Daily InterestBalance = Rp1,000,000Saku Utama interest rate = 3% p.a.Daily interest formula = 3% 1/365 days x Rp1,000,000Interest = Rp8220% tax = Rp16Net estimated daily interest received by the Customer = Rp66

How to calculate my Saku interest?

Yes, the interest rate you receive from Saku already includes taxes. Therefore, the Bank Saqu App will deduct the taxes from your Saku automatically, in accordance with applicable regulations.

Is the interest from Saku taxed?

The total balance displayed in the Bank Saqu App has been rounded down. However, the calculation of the full balance in the system still uses the amount of the balance up to two decimal.

Is the amount of funds I see in the Bank Saqu App the actual amount?

There are two ways to get to the Saku Utama detail page:<ol><li>Click "Saku" button in the navigation menu on the main page or Home page.</li><li>Click "Saku Utama" icon.</li></ol>OrWhen you are in the homepage of the app, click the "Saku Utama" icon in the "Saku Saya" sub-menu.

How do I go to the Saku Utama detail page?

The account number for your Saku Utama is displayed at the top of the Saku Utama page, near the label "Nomor Saku".If you want to copy the number, just click the "&lt;copy&gt;" button.

How do I check my Saku Utama account number?

The balance in Saku Utama is different from the Total Saldo. Total Saldo represents the sum of all the balances in your account, including Saku Utama, Saku Booster, Deposito Reguler, Busposito, Saku Nabung, and dan Saku Transaksi.

What is the difference between the balance in Saku Utama and the Total Saldo?

You can top-up or add money to your Saku Utama via another bank or your other Saku.How to add Saku Utama funds from other banks:<ol><li>Open Saku Utama</li><li>Click "Tambah Saldo" button</li><li>Click "Dari Luar Bank Saku" button</li><li>Choose one from various transfer options, including ATMs, Internet banking, mobile banking, SMS banking, and others.</li><li>Choose Bank Jasa Jakarta</li><li>Enter your Saku account number</li><li>Enter the amount you want to transfer</li><li>Don't forget to double-check the account number and the amount you want to transfer.</li></ol>&nbsp;How to add money from different Saku to the Saku Utama:<ol><li>Open Saku Utama</li><li>Click "Tambah Saldo" button</li><li>Click "Dari Saku Kamu" button</li><li>Choose a Saku that is the source of funds</li><li>Enter the amount you want to transfer</li><li>Click the "Lanjut" button</li><li>You will receive a notification if the funds transfer is successful.</li></ol>

How to top up or add money to the Saku Utama?

How to transfer funds from Saku Utama to other Saku:<ol><li>Go to the Saku Utama</li><li>Click "Pindah Saldo"</li><li>Choose one of the Saku</li><li>Enter the amount you want to transfer</li><li>Click "Lanjut" button</li><li>You will receive a notification if the funds transfer is successful.</li></ol>You can transfer funds from the Saku Utama to any other Saku, except the Saku Booster.

How do I transfer funds from the Saku Utama to other Saku?

How to transfer funds from Saku Utama to other banks:<ol><li>Click "Kirim &amp; Bayar" on main page or "Kirim Uang" in Saku Utama page.</li><li>Choose transfer method:<ul><li>Proxy ID - enter the beneficiary's cellphone number or email registered with BI-FAST.</li><li>Account Number – select the beneficiary bank and enter the account number.</li><li>Mobile Number - select the beneficiary's phone number from the Phone Book feature.</li><li>Favorites - select a recipient from the favorites list that you have already registered.</li></ul></li><li>Enter amount to be sent.</li><li>Add optional message.</li><li>Choose transaction category in the "Tujuan Transfer" column.</li><li>Add recipient's contact to Favorites.</li><li>Verify security PIN.</li><li>Click "Selesai" after successful transaction.</li></ol>

How do I transfer funds from Saku Utama to other banks?

At the moment, it's not possible to delete Saku Utama directly from the Bank Saqu App. To maintain your status as a customer of the Bank Saqu App, it's necessary to keep Saku Utama active.If you want to close the Saku Utama, as well as closing all of your account, call our Contact Center 1500388 / 021 3000 3388 or via email at dibantu@banksaqu.co.id

Can I close my Saku Utama?

The Saku Utama has an annual interest rate of 0.5% which is paid out every day.

What is the interest rate on Saku Utama?

You can't change the Saku Utama name and icon.

Can I change the Saku Utama name and icon?

There are two ways to go to the Saku Booster detail page:<ol><li>Click the "Saku" button in the&nbsp; Home page navigation menu.</li><li>Click "Saku Booster" icon.</li></ol>OrDirectly click the "Saku Booster" icon in the "Saku Saya" sub-menu.

How do I go to the Saku Booster detail page?

Of course, you can. You can withdraw or transfer funds from the Saku Booster to another Saku once you've reached the minimum balance of Rp 200,000.

Can I withdraw or transfer funds from Saku Booster?

How to transfer funds from Saku Booster to other Saku:<ol><li>Go to "Saku Booster"</li><li>Klik "Pindahkan Saldo" make sure you have reached the minimum balance</li><li>Select the Saku that will receive the funds</li><li>Click the "Lanjut" buton</li><li>You will be notified if the fund's transfer is successful.</li></ol>

How do I transfer funds from the Saku Booster to other Saku?

No, the Saku Booster can only be funded through the program held by Bank Saqu App. The amount of funds in the Saku increases as you accumulate more rewards.

Can Saku Booster receive funds from other banks?

No, you can't. Saku Booster's funds only come from the rewards program in the Bank Saqu App.

Can I add funds to my Saku Booster?

No, you can't. You can't delete your Saku Booster, but you can withdraw funds from Saku Booster after reaching the minimum balance.

Can I delete my Saku Booster?

The Saku Booster has an annual interest rate of 10% which is paid out every day.

What is the interest rate on Saku Booster?

You can't change the Saku Booster name and icon.

Can I change the Saku Booster name and icon?

Here are the steps to create a Saku Nabung:<ol><li>Choose a method:<ul><li>From the homepage:<ul><li>Click "+ Tambah Saku" icon, select Saku Nabung</li></ul></li><li>From Saku Saya page:<ul><li>Click "+" icon and select Saku Nabung</li><li>Select "Buat Tabungan" from recommended options</li></ul></li></ul></li><li>Agree to Terms and Conditions</li><li>Customize your Saku Nabung</li><li>Give a name following your goal</li><li>Select a fitting icon</li><li>Click "Buat Saku" button</li><li>You will be notified if your Saku Nabung is successfully created.</li></ol>

How do I create Saku Nabung?

Sorry, unfortunately can only choose the name and icon for your Saku Nabung when you are creating it

Can I change the Saku Nabung name and icon after the Saku has been successfully created?

There are two ways to get to the Saku Nabung detail page:<ol><li>Click "Saku" button in the navigation menu on the main page or Home page.</li><li>Click "Saku Nabung" icon.</li></ol>Or<ol><li>Click "Tampilkan Lebih Banyak" icon on the main page or homepage</li><li>Select the Saku Nabung you want to see.</li></ol>

How do I go to the Saku Nabung detail page?

The account number for your Saku Nabung is displayed at the top of the Saku Nabung page, near the label "Nomor Saku".If you want to copy the number, just click the "&lt;copy&gt;" button.

How do I check my Saku Nabung account number?

Saku Nabung is designed to help your balance grow while Saku Transaksi is used for daily payment activities or to send funds to other banks.

What is the difference between Saku Nabung and Saku Transaksi?

You can top-up or add money to your Saku Nabung via another bank or Saku.How to add Saku Nabung funds from other banks:<ol><li>Open Saku Nabung</li><li>Click "Tambah Saldo" button</li><li>Click "Dari Luar Bank Saqu" button</li><li>Choose one from various transfer options, including ATMs, Internet banking, mobile banking, and SMS banking.</li><li>Choose Bank Jasa Jakarta</li><li>Enter your Saku account number</li><li>Enter the amount you want to transfer</li><li>Double-check the account number and the amount you want to transfer.</li></ol>&nbsp;How to add money from different Saku to the Saku Nabung:<ol><li>Open Saku Utama</li><li>Click "Tambah Saldo" button</li><li>Click "Dari Saku Kamu" button</li><li>Choose a Saku that is the source of funds</li><li>Enter the amount you want to transfer</li><li>Click the "Lanjut" button</li><li>You will be notified if the fund's transfer is successful.</li></ol>

How to top up or add money to the Saku Nabung?

Yes, you can. Here's how to transfer funds from Saku Nabung:<ol><li>Go to the Saku Nabung for more detailed information</li><li>Click "Pindah Saldo"</li><li>Choose one of the Saku</li><li>Enter the amount you want to transfer</li><li>Click "Lanjut"</li><li>Once the transfer is successful, you will get a notification.</li></ol>

Can I transfer funds from the Saku Nabung to other Saku?

You cannot transfer funds directly from Saku Nabung to another bank because the main purpose of this product is to help you save.You can move money from Saku Nabung to Saku Utama or Saku Transaksi first before the money can be transferred to the other bank.

Can I transfer funds from Saku Nabung to other Banks?

Yes, you can. You can delete one of your Saku Nabung if your Saku is not connected to the ongoing Deposito Reguler or Busposito.Steps to delete Saku Nabung:<ol><li>Open the Saku Nabung you want to delete</li><li>Select "Selengkapnya"</li><li>Tap on the "..." button located in the upper right corner</li><li>Choose "Tutup Saku"</li><li>Confirm the deletion by selecting "Ya, Tutup."</li><li>You will be notified if the Saku Nabung has been successfully deleted.</li></ol>

Can I delete my Saku Nabung?

The Saku Nabung has an annual interest rate of 3.5% which is paid out every day.

What is the interest rate on Saku Nabung?

Steps to create a Saku Transaksi:<ol><li>Choose a method:<ul><li>From the homepage:<ul><li>Click "+ Tambah Saku" icon, select Saku Nabung</li></ul></li><li>From Saku Saya page:<ul><li>Click "+" icon and select Saku Nabung</li><li>Select "Buat Saku Transaksi" from recommended options</li></ul></li></ul></li><li>Agree to Terms and Conditions</li><li>Customize your Saku Transaksi</li><li>Name the Saku</li><li>Select a fitting icon</li><li>Click "Buat Saku" button</li><li>You will be notified if your Saku Nabung is successfully created.</li></ol>

How do I create Saku Transaksi?

Sorry, unfortunately can only choose the name and icon for your Saku Transaksi when you are creating it.

Can I change the Saku Transaksi name and icon?

There are two ways to get to the Saku Transaksi page:<ol><li>Click "Saku" button in the navigation menu on the main page or Home page.</li><li>Click "Saku Transaksi" icon.</li></ol>Or<ol><li>Click "Tampilkan Lebih Banyak" icon on the main page or homepage</li><li>Select the Saku Transaksi you want to see.</li></ol>

How do I go to the Saku Transaksi detail page?

The account number for your Saku Transaksi is displayed at the top of the Saku Transaksi page, near the label "Nomor Saku".If you want to copy the number, just click the "&lt;copy&gt;" button.

How do I check my Saku Transaksi account number?

You can top-up or add money to your Saku Transaksi via another bank or Saku.How to add Saku Transaksi funds from other banks:<ol><li>Open Saku Transaksi</li><li>Click "Tambah Saldo" button</li><li>Click "Dari Luar Bank Saqu" button</li><li>Choose one from various transfer options, including ATMs, Internet banking, mobile banking, and SMS banking.</li><li>Choose Bank Jasa Jakarta</li><li>Enter your Saku account number</li><li>Enter the amount you want to transfer</li><li>Double-check the account number and the amount you want to transfer.</li></ol>&nbsp;How to add money from different Saku to the Saku Transaksi:<ol><li>Open Saku Utama</li><li>Click "Tambah Saldo" button</li><li>Click the "Dari Saku Kamu" button</li><li>Choose a Saku that is the source of funds</li><li>Enter the amount you want to transfer</li><li>Click the "Lanjut" button</li><li>You will be notified if the fund's transfer is successful.</li></ol>

How to top up or add money to the Saku Transaksi?

Yes, you can. Here's how to transfer funds from Saku Transaksi:<ol><li>Go to the Saku Transaksi for more detailed information</li><li>Click "Pindah Saldo"</li><li>Choose one of the Saku</li><li>Enter the amount you want to transfer</li><li>Click "Lanjut"</li><li>Once the transfer is successful, you will get a notification.</li></ol>

Can I transfer funds from the Saku Transaksi to another Saku?

Here are the steps for transaction to other banks from Saku Transaksi:<ol><li>Click "Kirim &amp; Bayar" on the main page by choosing Saku Transaksi as source of fund</li><li>Choose a transfer method:<ul><li>Proxy ID - enter the beneficiary's cellphone number or email registered with BI-FAST.</li><li>Account Number – select the beneficiary bank and enter the account number.</li><li>Mobile Number - select the beneficiary's phone number from the Phone Book feature.</li><li>Favorites - select a recipient from the favorites list that you have already registered.</li></ul></li><li>Enter the amount to be sent.</li><li>Add an optional message.</li><li>Choose the transaction category.</li><li>Add the recipient's contact to Favorites.</li><li>Verify security PIN.</li><li>Click "Selesai" after a successful transaction.</li></ol>

How to transfer funds to other banks from the Saku Transaksi?

Yes, you can. You can delete one of your Saku Transaksi as long as your Saku is not connected to ongoing Deposito Reguler or Busposito.Steps to delete Saku Transaksi:<ol><li>Open the Saku Transaksi you want to delete</li><li>Select "Selengkapnya"</li><li>Tap on the "..." button located in the upper right corner</li><li>Choose "Tutup Saku"</li><li>Confirm the deletion by selecting "Ya, Tutup."</li><li>You will be notified if the Saku Transaksi has been successfully deleted.</li></ol>

Can I delete my Saku Transaksi?

The Saku Transaksi has an annual interest rate of 0.5% which is paid out every day.

Saku

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Busposito

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Deposito Reguler