Tabungmatic is a program to round up the transaction value of your QRIS transactions to a predetermined value set by the Bank automatically. The rounded-up funds will be deposited into the Saku Booster.

What is Tabungmatic?

You can save more easily, as each transaction will have a portion of the rounding-up funds saved to your Saku Booster, allowing you to earn higher interest compared to other Saku accounts.

What benefits do I get from activating Tabungmatic?

You can activate Tabungmatic by choosing one of the following methods:<ol style="list-style-type:lower-latin;"><li>Visit the Saku Booster page and click the settings icon at the top right corner, then select the Tabungmatic icon.</li><li>Visit the My Account page and click the settings icon, then select the Tabungmatic icon.</li><li>Perform a QRIS transaction and click the toggle button on the Tabungmatic activation description until the toggle button turns blue.</li></ol>

How do I activate Tabungmatic? 

The rounding performed on Tabungmatic is rounding to the nearest value. The difference between the total amount of your transactions made through QRIS and the rounding funds will be credited to your Saku Booster.Illustration:Rounding amount Tabungmatic: Rp5,000Scenario A:Customer Y activated Tabungmatic in the Saqu Bank application and selects a rounding amount of Rp5,000. Customer Y shops at Buffalo merchant with a total purchase of Rp14,200. Customer Y decides to pay using Saqu Bank QRIS.As a result, the purchase amount of Customer Y will be rounded up to the nearest multiple of Rp5,000. In this case, the purchase amount at the Buffalo merchant, originally Rp14,200, will be rounded up to the nearest multiple of Rp5,000, which is Rp15,000. The rounding difference is Rp15,000 minus Rp14,200, resulting in Rp800. This amount of Rp800 will be credited to your Saku Booster.Scenario B:Customer Y activated Tabungmatic in the Saqu Bank application and selects a rounding amount of Rp5,000. Customer Y shops at Buffalo merchant with a total purchase of Rp15,000. Customer Y decides to pay using Saqu Bank QRIS.As a result, the purchase amount of Customer Y will be rounded up to the nearest multiple of Rp5,000. In this case, the purchase amount at the Buffalo merchant, originally Rp15,000, will be rounded up to the nearest multiple of Rp5,000, which is Rp20,000. The rounding difference is Rp20,000 minus Rp15,000, resulting in Rp5,000. This amount of Rp5,000 will be credited to your Saku Booster.Rounding amount Tabungmatic: Rp10,000Scenario A:Customer Y activated Tabungmatic in the Saqu Bank application and selects a rounding amount of Rp10,000. Customer Y shops at Buffalo merchant with a total purchase of Rp14,200. Customer Y decides to pay using Saqu Bank QRIS.As a result, the purchase amount of Customer Y will be rounded up to the nearest multiple of Rp10,000. In this case, the purchase amount at the Buffalo merchant, originally Rp14,200, will be rounded up to the nearest multiple of Rp10,000, which is Rp20,000. The rounding difference is Rp20,000 minus Rp14,200, resulting in Rp5,800. This amount of Rp5,800 will be credited to your Saku Booster.Scenario B:Customer Y activated Tabungmatic in the Saqu Bank application and selects a rounding amount of Rp10,000. Customer Y shops at Buffalo merchant with a total purchase of Rp20,000. Customer Y decides to pay using Saqu Bank QRIS.As a result, the purchase amount of Customer Y will be rounded up to the nearest multiple of Rp10,000. In this case, the purchase amount at the Buffalo merchant, originally Rp20,000, will be rounded up to the nearest multiple of Rp10,000, which is Rp30,000. The rounding difference is Rp30,000 minus Rp20,000, resulting in Rp10,000. This amount of Rp10,000 will be credited to your Saku Booster.Rounding amount Tabungmatic: Rp50,000Scenario A:Customer Y activated Tabungmatic in the Saqu Bank application and selects a rounding amount of Rp50,000. Customer Y shops at Buffalo merchant with a total purchase of Rp14,200. Customer Y decides to pay using Saqu Bank QRIS.As a result, the purchase amount of Customer Y will be rounded up to the nearest multiple of Rp50,000. In this case, the purchase amount at the Buffalo merchant, originally Rp14,200, will be rounded up to the nearest multiple of Rp50,000, which is Rp50,000. The rounding difference is Rp50,000 minus Rp14,200, resulting in Rp35,800. This amount of Rp35,800 will be credited to your Saku Booster.Scenario B:Customer Y activated Tabungmatic in the Saqu Bank application and selects a rounding amount of Rp50,000. Customer Y shops at Buffalo merchant with a total purchase of Rp50,000. Customer Y decides to pay using Saqu Bank QRIS.As a result, the purchase amount of Customer Y will be rounded up to the nearest multiple of Rp50,000. In this case, the purchase amount at the Buffalo merchant, originally Rp50,000, will be rounded up to the nearest multiple of Rp50,000, which is Rp100,000. The rounding difference is Rp100,000 minus Rp50,000, resulting in Rp50,000. This amount of Rp50,000 will be credited to your Saku Booster.

How does Tabungmatic work?

Yes, you can change the rounding-up amount at any time through the Tabungmatic page. However, with each change, you can only select one rounding-up amount from the available options.

Can I change the rounding-up amount?

The rounding-up of funds refers to rounding to the nearest value. The difference between your transaction amount made through Bank Saqu Debit Card and/or QRIS and the rounding-up amount will be deposited into your Saku Booster.

What is Rounding-up of Funds?

When using Tabungmatic, there can be risks of technical disruptions or network availability that might result in the unavailability of Tabungmatic.

Is there a risk in using Tabungmatic?

No. Customers must make a transaction first using QRIS and/or Bank Saqu Debit Card, and the customer must have sufficient funds for the Tabungmatic rounding-up.

Can Rounding-up of Funds be done without making a transaction?

Tabungmatic transactions made through the Bank Saqu GPN Debit Card and/or QRIS have a maximum usage limit determined by the Bank Saqu App each month. You can view the monthly Tabungmatic quota you have used and the monthly limit through the Tabungmatic page.

What is the monthly quota for Tabungmatic?

No. The monthly quota accumulates from all Tabungmatic transactions you make through the Bank Saqu GPN Debit Card and/or QRIS in a one-month period, regardless of the fund selection changes you make.

If I change the fund selection in the monthly Tabungmatic quota, will my monthly quota reset?

If your funds are only enough to cover the total merchant purchase, then you won't be able to perform the Tabungmatic rounding-up. However, don't worry! As long as you still have monthly quota left and your Saku balance is sufficient for the next transaction, you can still enjoy Tabungmatic!

What if the available balance on my Bank Saqu GPN Debit Card and/or Saku is only sufficient to cover the total purchase at the merchant?

Yes. Transaction payment and the tip to the merchant will be prioritized before the rounding-up of funds.

In QRIS transactions, can I prioritize giving a tip to the merchant over doing the rounding-up? 

You can visit the transaction history page in your funding source Saku and/or Saku Booster.

Where can I see the history of Tabungmatic transactions?

You can deactivate Tabungmatic by choosing one of the following methods:<ol style="list-style-type:lower-latin;"><li>Visit the Saku Booster page and click the settings icon at the top right corner, then select the Tabungmatic icon.</li><li>Visit the My Account page and click the settings icon, then select the Tabungmatic icon.</li><li>When on the Tabungmatic settings, you need to click the toggle button until it turns white to deactivate the rounding-up for every transaction on the Bank Saqu GPN Debit Card and/or QRIS.</li></ol>

How do I deactivate Tabungmatic?

<span style="background-color:rgb(255,255,255);color:rgb(13,13,13);font-family:Söhne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;;">Yes, currently we are implementing a minimum transaction value requirement of Rp5,000 before Tabungmatic can be used.

Tabungmatic

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